Life Insurance for Diabetics - Lifelong Insurance
Seniors and Financial Planning
July 15, 2014
Medicare Annual Enrollment
September 29, 2014
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Life insurance for diabetics is affordable and the application process is kept simple

Unfortunately, many insurance agents in this country are not properly trained to help diabetics who want life insurance. So, with an untrained agent, this process might become a game of chance, and that is exactly what you don’t want. A policy might be submitted and come back rated far above what was originally presented or the policy might be declined altogether!

While we cannot promise success every time, we are very good at what we do and are able to provide you with information about the underwriting process, what to expect, what we are concerned with that might affect the process, what type of policy you should apply for, whether or not to take a medical exam in conjunction with the policy, and premium quotes that you can reasonably count on being accurate.

Our goal is to get a policy issued. Period.
What you apply for and where you apply makes ALL the difference! Don’t take chances!

As a person with diabetes, you have more options than you might realize. Buying life insurance as a diabetic depends on several factors. The main factor depends entirely on you: CONTROL of your condition. Are you taking your prescribed medicines? Is your A1C reading in acceptable range? If the answer is yes, then congratulations, you have several options! If no, you still have options, just not as many. How and where you apply is key.

When buying life insurance with diabetes, you MUST do the following:

A knowledgeable agent who understands the condition and how it affects the process of getting life insurance coverage is an absolute MUST. This can be a challenge as the vast majority of insurance agents are not trained to handle these cases. This is one of the main reasons so many cases are declined or postponed.

Take care of yourself. You are on a treatment regimen….stay on it!
Life Insurance For Diabetics – We work with America’s largest and strongest insurance carriers to get you the best rates available.
Final Expense Insurance – When the inevitable occurs, who is going to pay for your final expenses and arrangements? If you don’t know, it will fall to those you care about most. Do your children have an extra $10,000- $30,000 that they can set aside to take care of these expenses? Why not let an insurance company pay for it? We can match you with the final expense carrier that best fits your health and budget to get you the perfect policy. It’ll give you and your loved ones peace of mind.
Term Insurance – If you have children, have a limited budget, or are starting your first life program, chances are you need at least a little term insurance. It is the least expensive, most popular option available today. We offer term options ranging from 10-45 years with respected A-rated carriers across the nation. Whether you need $50,000 or $50,000,000 or more in term coverage, we are confident we can find the right policy and budget for you!
Permanent Life Insurance – If you are looking for a cash value policy, trying to fund a tax-free retirement, leave a legacy for you kids or grandkids, or are interested in estate planning concerns, we can help you.

 

To find out more, please go the contact us page or call(888) 901-4870. Thank you.

Lifelong Insurance
Lifelong Insurance
I’m Chad Cason, owner of Lifelong Insurance, LLC, and I specialize in helping people with their Medicare, Medigap and Medicare Advantage decisions. As an independent health and life insurance broker, I’m not tied to any one carrier. Instead, I’m free to walk you through any of the major reputable carriers in your area and help you make the right decision for your individual circumstances.

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